How to Fix Your Credit in 5 Steps

 

Credit repair is a tricky process that can be easy to get wrong. Luckily, Credit Repair Ease has made it their goal to make the process as simple and painless as possible. With an A+ rating with the Better Business Bureau and over 25 years of experience in credit repair, they are one of the best companies you could ever hire.

1. Get a Copy of Your Credit Report and Your Credit Score

It's a common misconception that you can't get your credit report or your credit score without paying for it. You don't have to pay for these two things if you're willing to take the time and effort to get them yourself. The process is simple, but it does take some work on your part - especially if you want a copy of both documents at once.

2. Fix Errors on Your Credit Report

There are many errors that can occur on your credit report and you don't know it. These errors can cause a lot of damage to your credit score if not corrected quickly. The first thing you should do is get a copy of your free annual credit report by visiting AnnualCreditReport.com or calling 1-877-322-8228, which will show all the items reported on your three major credit reports: Equifax, Experian and TransUnion.

3. Build a Good Credit History and Keep Your Credit Accounts Healthy

We all know how important a good credit history is. It can help you get better rates on loans, insurance, and even jobs. Keeping your credit accounts healthy will make it easier for you to build up this type of history. The following blog post will teach you the basics about building a good credit history and maintaining your credit accounts in tip-top shape.

4. Maintain a Balanced Debt-To-Credit Ratio

Achieving a balanced debt-to-credit ratio is one of the most important steps to take when it comes to credit and finances. Your current balance can be calculated by adding up your total debts, including your monthly payments, and dividing them by your total number of accounts with balances on them.

5.Review the Age of Your Credit Accounts

In the past, individuals have been able to establish good credit by making on-time payments and paying off debt. These days, it is much more difficult for someone to establish a solid credit history because there are so many different types of accounts that can be used to build good credit.

Credit Repair ease is a credit repair company that specializes in helping people with their credit. One of the most important aspects of repairing your credit is to review the age of your open accounts. If you have an account that has been open for 10 years or more, then it will be much easier to improve and rebuild your score.